FY2027 Small Area FMR · Gainesville, FL

ZIP 32601 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32601 (Gainesville, FL) is $1,380 a month, down 3.5% from FY2026. That is 6% below the Gainesville, FL area-wide FMR of $1,471.

2-bedroom SAFMR$1,380per month ▼ 3.5%

Area-wide 2 BR FMR$1,471Gainesville, FL

Rank in the area21stof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,120▲ 1.8%

1 BR$1,160▼ 2.5%

2 BR$1,380▼ 3.5%

3 BR$1,690▼ 7.1%

4 BR$1,810▼ 4.2%

FY2027 FY2026

Where 32601 sits in the Gainesville, FL area

Of the 35 ZIP codes HUD lists for the area, 32601 has the 21st highest two-bedroom Small Area FMR. Gainesville, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,471 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,120	$1,008 – $1,232	$1,197	$1,100
1 bedroom	$1,160	$1,044 – $1,276	$1,241	$1,190
2 bedrooms	$1,380	$1,242 – $1,518	$1,471	$1,430
3 bedrooms	$1,690	$1,521 – $1,859	$1,806	$1,820
4 bedrooms	$1,810	$1,629 – $1,991	$1,933	$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $99,100 and the 80% low-income limit for four people is $79,300. ZIP code 32601 lies mainly in Alachua County. See the Gainesville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32603	Gainesville	1.5 mi	$1,370
32612	Gainesville	1.8 mi	$1,460
32610	Gainesville	2.8 mi	$1,490
32605	Gainesville	3.6 mi	$1,760
32641	Gainesville	5.1 mi	$1,350
32607	Gainesville	5.7 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 32601?

HUD's FY2027 Small Area Fair Market Rents for 32601 are $1,120 (studio), $1,160 (1 BR), $1,380 (2 BR), $1,690 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 32601?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32601 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32601?

The FY2026 income limits of the Gainesville, FL area apply: median family income $99,100, low-income (80%) limit $79,300 for a family of four.