FY2027 Small Area FMR · Gulf Hammock, FL

ZIP 32639 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32639 (Gulf Hammock, FL) is $960 a month, down 2.0% from FY2026. That is 1% above the Levy County, FL area-wide FMR of $954.

2-bedroom SAFMR$960per month ▼ 2.0%

Area-wide 2 BR FMR$954Levy County, FL

Rank in the area12thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▼ 5.4%

1 BR$820▼ 1.2%

2 BR$960▼ 2.0%

3 BR$1,200▼ 4.8%

4 BR$1,290▼ 3.0%

FY2027 FY2026

Where 32639 sits in the Levy County, FL area

Of the 14 ZIP codes HUD lists for the area, 32639 has the 12th highest two-bedroom Small Area FMR. Levy County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $954 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$683	$740
1 bedroom	$820	$738 – $902	$824	$830
2 bedrooms	$960	$864 – $1,056	$954	$980
3 bedrooms	$1,200	$1,080 – $1,320	$1,176	$1,260
4 bedrooms	$1,290	$1,161 – $1,419	$1,254	$1,330

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $68,800 and the 80% low-income limit for four people is $62,600. ZIP code 32639 lies mainly in Levy County. See the Levy County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32683	Otter Creek	6.5 mi	$990
34449	Inglis	10.7 mi	$1,110
34431	Dunnellon	12.5 mi	$1,240
34498	Yankeetown	13.6 mi	$1,210
32668	Morriston	14.5 mi	$1,240
32621	Bronson	15.0 mi	$950

Questions

What is the Fair Market Rent for ZIP code 32639?

HUD's FY2027 Small Area Fair Market Rents for 32639 are $700 (studio), $820 (1 BR), $960 (2 BR), $1,200 (3 BR) and $1,290 (4 BR) a month.

What is the Section 8 payment standard in 32639?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32639 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32639?

The FY2026 income limits of the Levy County, FL area apply: median family income $68,800, low-income (80%) limit $62,600 for a family of four.