FY2027 Small Area FMR · Gainesville, FL

ZIP 32653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32653 (Gainesville, FL) is $1,350 a month, down 5.6% from FY2026. That is 8% below the Gainesville, FL area-wide FMR of $1,471.

2-bedroom SAFMR$1,350per month ▼ 5.6%

Area-wide 2 BR FMR$1,471Gainesville, FL

Rank in the area23rdof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215

2 BR Small Area FMR$1,350

110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▼ 1.9%

1 BR$1,130▼ 4.2%

2 BR$1,350▼ 5.6%

3 BR$1,690▼ 7.1%

4 BR$1,780▼ 5.8%

FY2027 FY2026

Where 32653 sits in the Gainesville, FL area

Of the 35 ZIP codes HUD lists for the area, 32653 has the 23rd highest two-bedroom Small Area FMR. Gainesville, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,471 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,197	$1,060
1 bedroom	$1,130	$1,017 – $1,243	$1,241	$1,180
2 bedrooms	$1,350	$1,215 – $1,485	$1,471	$1,430
3 bedrooms	$1,690	$1,521 – $1,859	$1,806	$1,820
4 bedrooms	$1,780	$1,602 – $1,958	$1,933	$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $99,100 and the 80% low-income limit for four people is $79,300. ZIP code 32653 lies mainly in Alachua County. See the Gainesville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32605	Gainesville	4.7 mi	$1,760
32610	Gainesville	5.0 mi	$1,490
32606	Gainesville	5.3 mi	$1,870
32603	Gainesville	6.7 mi	$1,370
32616	Alachua	6.8 mi	$1,400
32609	Gainesville	6.9 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 32653?

HUD's FY2027 Small Area Fair Market Rents for 32653 are $1,040 (studio), $1,130 (1 BR), $1,350 (2 BR), $1,690 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 32653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32653 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32653?

The FY2026 income limits of the Gainesville, FL area apply: median family income $99,100, low-income (80%) limit $79,300 for a family of four.