Income Limits by County

FY2027 Small Area FMR · Winter Springs, FL

ZIP 32708 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32708 (Winter Springs, FL) is $2,090 a month, down 0.5% from FY2026. That is 7% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$2,090per month ▼ 0.5%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area38thof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,881
2 BR Small Area FMR$2,090
110% of SAFMR$2,299

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32708 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 32708 has the 38th highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,881 and $2,299 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,770$1,593 – $1,947$1,658$1,760
1 bedroom$1,840$1,656 – $2,024$1,726$1,840
2 bedrooms$2,090$1,881 – $2,299$1,959$2,100
3 bedrooms$2,610$2,349 – $2,871$2,445$2,640
4 bedrooms$3,050$2,745 – $3,355$2,856$3,110

A household renting a two-bedroom home at the Small Area FMR of $2,090 needs about $83,600 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 32708 lies mainly in Seminole County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32707Casselberry3.0 mi$1,860
32730Casselberry4.8 mi$1,730
32750Longwood4.9 mi$1,920
32765Oviedo4.9 mi$2,280
32773Sanford5.0 mi$1,750
32792Winter Park5.5 mi$2,000

Questions

What is the Fair Market Rent for ZIP code 32708?

HUD's FY2027 Small Area Fair Market Rents for 32708 are $1,770 (studio), $1,840 (1 BR), $2,090 (2 BR), $2,610 (3 BR) and $3,050 (4 BR) a month.

What is the Section 8 payment standard in 32708?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32708 that range is $1,881 to $2,299 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32708?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.