Income Limits by County

FY2027 Small Area FMR · Lake Helen, FL

ZIP 32744 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32744 (Lake Helen, FL) is $1,580 a month, up 1.9% from FY2026. That is 6% below the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.

2-bedroom SAFMR$1,580per month ▲ 1.9%
Area-wide 2 BR FMR$1,673Deltona-Daytona Beach-Ormond
Rank in the area35thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32744 sits in the Deltona-Daytona Beach-Ormond Beach, FL area

$1,370$2,210median $1,670

Of the 45 ZIP codes HUD lists for the area, 32744 has the 35th highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,190$1,071 – $1,309$1,258$1,100
1 bedroom$1,290$1,161 – $1,419$1,363$1,270
2 bedrooms$1,580$1,422 – $1,738$1,673$1,550
3 bedrooms$2,080$1,872 – $2,288$2,204$2,040
4 bedrooms$2,270$2,043 – $2,497$2,403$2,210

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32744 lies mainly in Volusia County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32724Deland5.0 mi$1,530
32763Orange City5.6 mi$1,720
32738Deltona5.9 mi$1,920
32723Deland6.0 mi$1,670
32725Deltona7.1 mi$1,870
32720Deland9.1 mi$1,480

Questions

What is the Fair Market Rent for ZIP code 32744?

HUD's FY2027 Small Area Fair Market Rents for 32744 are $1,190 (studio), $1,290 (1 BR), $1,580 (2 BR), $2,080 (3 BR) and $2,270 (4 BR) a month.

What is the Section 8 payment standard in 32744?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32744 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32744?

The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.