Income Limits by County

FY2027 Small Area FMR · Orlando, FL

ZIP 32804 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32804 (Orlando, FL) is $2,010 a month, down 2.4% from FY2026. That is 3% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$2,010per month ▼ 2.4%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area49thof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,809
2 BR Small Area FMR$2,010
110% of SAFMR$2,211

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32804 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 32804 has the 49th highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,809 and $2,211 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,700$1,530 – $1,870$1,658$1,720
1 bedroom$1,770$1,593 – $1,947$1,726$1,810
2 bedrooms$2,010$1,809 – $2,211$1,959$2,060
3 bedrooms$2,510$2,259 – $2,761$2,445$2,590
4 bedrooms$2,930$2,637 – $3,223$2,856$3,050

A household renting a two-bedroom home at the Small Area FMR of $2,010 needs about $80,400 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 32804 lies mainly in Orange County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32801Orlando2.8 mi$2,110
32789Winter Park2.9 mi$2,000
32808Orlando3.0 mi$1,720
32803Orlando3.3 mi$2,310
32805Orlando3.5 mi$1,370
32810Orlando3.8 mi$1,860

Questions

What is the Fair Market Rent for ZIP code 32804?

HUD's FY2027 Small Area Fair Market Rents for 32804 are $1,700 (studio), $1,770 (1 BR), $2,010 (2 BR), $2,510 (3 BR) and $2,930 (4 BR) a month.

What is the Section 8 payment standard in 32804?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32804 that range is $1,809 to $2,211 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32804?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.