Income Limits by County

FY2027 Small Area FMR · Orlando, FL

ZIP 32821 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32821 (Orlando, FL) is $2,130 a month, down 1.8% from FY2026. That is 9% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$2,130per month ▼ 1.8%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area32ndof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,917
2 BR Small Area FMR$2,130
110% of SAFMR$2,343

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32821 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 32821 has the 32nd highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,917 and $2,343 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,800$1,620 – $1,980$1,658$1,820
1 bedroom$1,880$1,692 – $2,068$1,726$1,900
2 bedrooms$2,130$1,917 – $2,343$1,959$2,170
3 bedrooms$2,660$2,394 – $2,926$2,445$2,720
4 bedrooms$3,110$2,799 – $3,421$2,856$3,220

A household renting a two-bedroom home at the Small Area FMR of $2,130 needs about $85,200 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 32821 lies mainly in Orange County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32836Orlando2.8 mi$2,320
32837Orlando2.8 mi$2,260
32819Orlando4.7 mi$2,270
32830Orlando5.9 mi$2,270
34741Kissimmee6.3 mi$1,900
33848Intercession City7.3 mi$2,210

Questions

What is the Fair Market Rent for ZIP code 32821?

HUD's FY2027 Small Area Fair Market Rents for 32821 are $1,800 (studio), $1,880 (1 BR), $2,130 (2 BR), $2,660 (3 BR) and $3,110 (4 BR) a month.

What is the Section 8 payment standard in 32821?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32821 that range is $1,917 to $2,343 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32821?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.