FY2027 Small Area FMR · Wesley Chapel, FL

ZIP 33545 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33545 (Wesley Chapel, FL) is $2,740 a month, down 1.4% from FY2026. That is 43% above the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$2,740per month ▼ 1.4%

Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa

Rank in the area9thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,466

2 BR Small Area FMR$2,740

110% of SAFMR$3,014

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,280▲ 1.8%

1 BR$2,360▼ 0.8%

2 BR$2,740▼ 1.4%

3 BR$3,500▼ 1.4%

4 BR$4,250▼ 1.8%

FY2027 FY2026

Where 33545 sits in the Tampa-St. Petersburg-Clearwater, FL area

Of the 208 ZIP codes HUD lists for the area, 33545 has the 9th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,466 and $3,014 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,280	$2,052 – $2,508	$1,597	$2,240
1 bedroom	$2,360	$2,124 – $2,596	$1,648	$2,380
2 bedrooms	$2,740	$2,466 – $3,014	$1,917	$2,780
3 bedrooms	$3,500	$3,150 – $3,850	$2,448	$3,550
4 bedrooms	$4,250	$3,825 – $4,675	$2,977	$4,330

A household renting a two-bedroom home at the Small Area FMR of $2,740 needs about $109,600 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 33545 lies mainly in Pasco County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33543	Wesley Chapel	3.8 mi	$2,650
33544	Wesley Chapel	4.7 mi	$2,440
33574	Saint Leo	4.8 mi	$1,360
33541	Zephyrhills	4.9 mi	$1,560
33576	San Antonio	5.5 mi	$1,380
33542	Zephyrhills	7.3 mi	$1,390

Questions

What is the Fair Market Rent for ZIP code 33545?

HUD's FY2027 Small Area Fair Market Rents for 33545 are $2,280 (studio), $2,360 (1 BR), $2,740 (2 BR), $3,500 (3 BR) and $4,250 (4 BR) a month.

What is the Section 8 payment standard in 33545?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33545 that range is $2,466 to $3,014 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33545?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.