Income Limits by County

FY2027 Small Area FMR · Indian Rocks Beach, FL

ZIP 33785 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33785 (Indian Rocks Beach, FL) is $2,180 a month, down 1.4% from FY2026. That is 14% above the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$2,180per month ▼ 1.4%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area40thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,962
2 BR Small Area FMR$2,180
110% of SAFMR$2,398

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33785 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 33785 has the 40th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,962 and $2,398 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,820$1,638 – $2,002$1,597$1,780
1 bedroom$1,870$1,683 – $2,057$1,648$1,900
2 bedrooms$2,180$1,962 – $2,398$1,917$2,210
3 bedrooms$2,780$2,502 – $3,058$2,448$2,830
4 bedrooms$3,390$3,051 – $3,729$2,977$3,440

A household renting a two-bedroom home at the Small Area FMR of $2,180 needs about $87,200 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 33785 lies mainly in Pinellas County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
33774Largo1.5 mi$1,820
33786Belleair Beach2.8 mi$2,880
33778Largo3.1 mi$2,130
33770Largo3.2 mi$1,810
33776Seminole3.3 mi$2,790
33772Seminole4.7 mi$1,840

Questions

What is the Fair Market Rent for ZIP code 33785?

HUD's FY2027 Small Area Fair Market Rents for 33785 are $1,820 (studio), $1,870 (1 BR), $2,180 (2 BR), $2,780 (3 BR) and $3,390 (4 BR) a month.

What is the Section 8 payment standard in 33785?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33785 that range is $1,962 to $2,398 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33785?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.