Income Limits by County

FY2027 Small Area FMR · Eagle Lake, FL

ZIP 33839 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33839 (Eagle Lake, FL) is $1,860 a month, up 19.2% from FY2026. That is 16% above the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$1,860per month ▲ 19.2%
Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL
Rank in the area10thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,674
2 BR Small Area FMR$1,860
110% of SAFMR$2,046

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33839 sits in the Lakeland-Winter Haven, FL area

$1,350$2,800median $1,610

Of the 58 ZIP codes HUD lists for the area, 33839 has the 10th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,860 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,460$1,314 – $1,606$1,258$1,280
1 bedroom$1,550$1,395 – $1,705$1,338$1,280
2 bedrooms$1,860$1,674 – $2,046$1,608$1,560
3 bedrooms$2,560$2,304 – $2,816$2,212$2,110
4 bedrooms$3,110$2,799 – $3,421$2,688$2,620

A household renting a two-bedroom home at the Small Area FMR of $1,860 needs about $74,400 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 33839 lies mainly in Polk County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
33880Winter Haven1.8 mi$1,440
33884Winter Haven4.7 mi$1,860
33881Winter Haven5.9 mi$1,430
33830Bartow8.1 mi$1,350
33823Auburndale8.5 mi$1,350
33877Waverly8.5 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 33839?

HUD's FY2027 Small Area Fair Market Rents for 33839 are $1,460 (studio), $1,550 (1 BR), $1,860 (2 BR), $2,560 (3 BR) and $3,110 (4 BR) a month.

What is the Section 8 payment standard in 33839?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33839 that range is $1,674 to $2,046 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33839?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.