FY2027 Small Area FMR · Lorida, FL

ZIP 33857 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33857 (Lorida, FL) is $1,240 a month, down 8.1% from FY2026. That is 2% below the Sebring, FL area-wide FMR of $1,259.

2-bedroom SAFMR$1,240per month ▼ 8.1%

Area-wide 2 BR FMR$1,259Sebring, FL

Rank in the area12thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$970▼ 3.0%

1 BR$1,030▼ 1.9%

2 BR$1,240▼ 8.1%

3 BR$1,560▼ 5.5%

4 BR$1,820▼ 5.2%

FY2027 FY2026

Where 33857 sits in the Sebring, FL area

Of the 14 ZIP codes HUD lists for the area, 33857 has the 12th highest two-bedroom Small Area FMR. Sebring, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,259 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$970	$873 – $1,067	$877	$1,000
1 bedroom	$1,030	$927 – $1,133	$1,022	$1,050
2 bedrooms	$1,240	$1,116 – $1,364	$1,259	$1,350
3 bedrooms	$1,560	$1,404 – $1,716	$1,500	$1,650
4 bedrooms	$1,820	$1,638 – $2,002	$1,905	$1,920

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $75,600 and the 80% low-income limit for four people is $64,650. ZIP code 33857 lies mainly in Highlands County. See the Sebring, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33876	Sebring	11.3 mi	$1,150
33852	Lake Placid	13.4 mi	$1,400
33870	Sebring	17.9 mi	$1,230
34974	Okeechobee	19.7 mi	$1,590
34972	Okeechobee	19.9 mi	$1,370
33875	Sebring	20.1 mi	$1,410

Questions

What is the Fair Market Rent for ZIP code 33857?

HUD's FY2027 Small Area Fair Market Rents for 33857 are $970 (studio), $1,030 (1 BR), $1,240 (2 BR), $1,560 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 33857?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33857 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33857?

The FY2026 income limits of the Sebring, FL area apply: median family income $75,600, low-income (80%) limit $64,650 for a family of four.