FY2027 Small Area FMR · Ona, FL
ZIP 33865 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33865 (Ona, FL) is $1,310 a month, down 5.8% from FY2026. That is 20% above the DeSoto County, FL area-wide FMR of $1,089.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 33865 sits in the DeSoto County, FL area
Of the 5 ZIP codes HUD lists for the area, 33865 has the 3rd highest two-bedroom Small Area FMR. DeSoto County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,089 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.
ZIP code 33865 crosses more than one HUD area. HUD also lists it under Hardee County, FL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,120 | $1,008 – $1,232 | $948 | $1,150 |
| 1 bedroom | $1,160 | $1,044 – $1,276 | $954 | $1,200 |
| 2 bedrooms | $1,310 | $1,179 – $1,441 | $1,089 | $1,390 |
| 3 bedrooms | $1,730 | $1,557 – $1,903 | $1,497 | $1,880 |
| 4 bedrooms | $2,130 | $1,917 – $2,343 | $1,679 | $2,250 |
A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $65,800 and the 80% low-income limit for four people is $62,600. ZIP code 33865 lies mainly in Hardee County and DeSoto County. See the DeSoto County, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 33865?
HUD's FY2027 Small Area Fair Market Rents for 33865 are $1,120 (studio), $1,160 (1 BR), $1,310 (2 BR), $1,730 (3 BR) and $2,130 (4 BR) a month.
What is the Section 8 payment standard in 33865?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33865 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 33865?
The FY2026 income limits of the DeSoto County, FL area apply: median family income $65,800, low-income (80%) limit $62,600 for a family of four.