FY2027 Small Area FMR · Port Charlotte, FL

ZIP 33949 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33949 (Port Charlotte, FL) is $1,580 a month, up 7.5% from FY2026. That is 0% equal to the Punta Gorda, FL area-wide FMR of $1,575.

2-bedroom SAFMR$1,580per month ▲ 7.5%

Area-wide 2 BR FMR$1,575Punta Gorda, FL

Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422

2 BR Small Area FMR$1,580

110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,100▼ 5.2%

1 BR$1,210▲ 3.4%

2 BR$1,580▲ 7.5%

3 BR$2,140▲ 4.9%

4 BR$2,560▲ 9.9%

FY2027 FY2026

Where 33949 sits in the Punta Gorda, FL area

Of the 20 ZIP codes HUD lists for the area, 33949 has the 11th highest two-bedroom Small Area FMR. Punta Gorda, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,575 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,100	$990 – $1,210	$1,097	$1,160
1 bedroom	$1,210	$1,089 – $1,331	$1,204	$1,170
2 bedrooms	$1,580	$1,422 – $1,738	$1,575	$1,470
3 bedrooms	$2,140	$1,926 – $2,354	$2,137	$2,040
4 bedrooms	$2,560	$2,304 – $2,816	$2,556	$2,330

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $97,500 and the 80% low-income limit for four people is $77,200. ZIP code 33949 lies mainly in Charlotte County. See the Punta Gorda, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33952	Port Charlotte	0.5 mi	$1,490
33954	Port Charlotte	2.6 mi	$2,130
33980	Punta Gorda	3.2 mi	$1,430
33948	Port Charlotte	3.3 mi	$1,660
34288	North Port	4.2 mi	$2,710
33983	Punta Gorda	5.1 mi	$1,660

Questions

What is the Fair Market Rent for ZIP code 33949?

HUD's FY2027 Small Area Fair Market Rents for 33949 are $1,100 (studio), $1,210 (1 BR), $1,580 (2 BR), $2,140 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 33949?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33949 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33949?

The FY2026 income limits of the Punta Gorda, FL area apply: median family income $97,500, low-income (80%) limit $77,200 for a family of four.