FY2027 Small Area FMR · Port Charlotte, FL

ZIP 33953 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33953 (Port Charlotte, FL) is $2,050 a month, up 3.0% from FY2026. That is 30% above the Punta Gorda, FL area-wide FMR of $1,575.

2-bedroom SAFMR$2,050per month ▲ 3.0%

Area-wide 2 BR FMR$1,575Punta Gorda, FL

Rank in the area2ndof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,845

2 BR Small Area FMR$2,050

110% of SAFMR$2,255

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,430▼ 8.9%

1 BR$1,570▼ 0.6%

2 BR$2,050▲ 3.0%

3 BR$2,780▲ 0.7%

4 BR$3,330▲ 5.7%

FY2027 FY2026

Where 33953 sits in the Punta Gorda, FL area

Of the 20 ZIP codes HUD lists for the area, 33953 has the 2nd highest two-bedroom Small Area FMR. Punta Gorda, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,575 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,430	$1,287 – $1,573	$1,097	$1,570
1 bedroom	$1,570	$1,413 – $1,727	$1,204	$1,580
2 bedrooms	$2,050	$1,845 – $2,255	$1,575	$1,990
3 bedrooms	$2,780	$2,502 – $3,058	$2,137	$2,760
4 bedrooms	$3,330	$2,997 – $3,663	$2,556	$3,150

A household renting a two-bedroom home at the Small Area FMR of $2,050 needs about $82,000 a year to keep housing costs at 30% of income. The area median family income is $97,500 and the 80% low-income limit for four people is $77,200. ZIP code 33953 lies mainly in Charlotte County. See the Punta Gorda, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33948	Port Charlotte	3.8 mi	$1,660
34287	North Port	4.1 mi	$1,740
33981	Port Charlotte	5.6 mi	$1,610
33954	Port Charlotte	5.8 mi	$2,130
34286	North Port	5.9 mi	$2,660
34291	North Port	6.7 mi	$2,530

Questions

What is the Fair Market Rent for ZIP code 33953?

HUD's FY2027 Small Area Fair Market Rents for 33953 are $1,430 (studio), $1,570 (1 BR), $2,050 (2 BR), $2,780 (3 BR) and $3,330 (4 BR) a month.

What is the Section 8 payment standard in 33953?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33953 that range is $1,845 to $2,255 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33953?

The FY2026 income limits of the Punta Gorda, FL area apply: median family income $97,500, low-income (80%) limit $77,200 for a family of four.