FY2027 Small Area FMR · Naples, FL

ZIP 34117 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34117 (Naples, FL) is $2,000 a month, unchanged from FY2026. That is 2% below the Naples-Marco Island, FL area-wide FMR of $2,036.

2-bedroom SAFMR$2,000per month ■ 0.0%

Area-wide 2 BR FMR$2,036Naples-Marco Island, FL

Rank in the area22ndof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800

2 BR Small Area FMR$2,000

110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,390▼ 1.4%

1 BR$1,840▲ 1.7%

2 BR$2,000■ 0.0%

3 BR$2,540▼ 2.3%

4 BR$2,770▼ 2.1%

FY2027 FY2026

Where 34117 sits in the Naples-Marco Island, FL area

Of the 28 ZIP codes HUD lists for the area, 34117 has the 22nd highest two-bedroom Small Area FMR. Naples-Marco Island, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,036 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,390	$1,251 – $1,529	$1,418	$1,410
1 bedroom	$1,840	$1,656 – $2,024	$1,870	$1,810
2 bedrooms	$2,000	$1,800 – $2,200	$2,036	$2,000
3 bedrooms	$2,540	$2,286 – $2,794	$2,584	$2,600
4 bedrooms	$2,770	$2,493 – $3,047	$2,815	$2,830

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $121,000 and the 80% low-income limit for four people is $96,800. ZIP code 34117 lies mainly in Collier County. See the Naples-Marco Island, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34116	Naples	6.6 mi	$1,940
34104	Naples	8.7 mi	$2,010
34119	Naples	9.0 mi	$2,250
34112	Naples	9.4 mi	$1,840
34105	Naples	9.9 mi	$2,260
34120	Naples	10.3 mi	$2,490

Questions

What is the Fair Market Rent for ZIP code 34117?

HUD's FY2027 Small Area Fair Market Rents for 34117 are $1,390 (studio), $1,840 (1 BR), $2,000 (2 BR), $2,540 (3 BR) and $2,770 (4 BR) a month.

What is the Section 8 payment standard in 34117?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34117 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34117?

The FY2026 income limits of the Naples-Marco Island, FL area apply: median family income $121,000, low-income (80%) limit $96,800 for a family of four.