FY2027 Small Area FMR · Ocala, FL

ZIP 34470 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34470 (Ocala, FL) is $1,320 a month, down 1.5% from FY2026. That is 5% below the Ocala, FL area-wide FMR of $1,394.

2-bedroom SAFMR$1,320per month ▼ 1.5%

Area-wide 2 BR FMR$1,394Ocala, FL

Rank in the area29thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188

2 BR Small Area FMR$1,320

110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 2.7%

1 BR$1,140■ 0.0%

2 BR$1,320▼ 1.5%

3 BR$1,740▲ 0.6%

4 BR$1,820▼ 2.2%

FY2027 FY2026

Where 34470 sits in the Ocala, FL area

Of the 45 ZIP codes HUD lists for the area, 34470 has the 29th highest two-bedroom Small Area FMR. Ocala, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,394 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,194	$1,100
1 bedroom	$1,140	$1,026 – $1,254	$1,201	$1,140
2 bedrooms	$1,320	$1,188 – $1,452	$1,394	$1,340
3 bedrooms	$1,740	$1,566 – $1,914	$1,836	$1,730
4 bedrooms	$1,820	$1,638 – $2,002	$1,925	$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $84,000 and the 80% low-income limit for four people is $67,200. ZIP code 34470 lies mainly in Marion County. See the Ocala, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34471	Ocala	3.7 mi	$1,430
34479	Ocala	4.1 mi	$1,480
34475	Ocala	6.3 mi	$1,240
34480	Ocala	7.2 mi	$1,400
32617	Anthony	7.6 mi	$1,240
34474	Ocala	7.9 mi	$1,840

Questions

What is the Fair Market Rent for ZIP code 34470?

HUD's FY2027 Small Area Fair Market Rents for 34470 are $1,130 (studio), $1,140 (1 BR), $1,320 (2 BR), $1,740 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 34470?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34470 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34470?

The FY2026 income limits of the Ocala, FL area apply: median family income $84,000, low-income (80%) limit $67,200 for a family of four.