FY2027 Small Area FMR · Summerfield, FL
ZIP 34491 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34491 (Summerfield, FL) is $1,300 a month, unchanged from FY2026. That is 7% below the Ocala, FL area-wide FMR of $1,394.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 34491 sits in the Ocala, FL area
Of the 45 ZIP codes HUD lists for the area, 34491 has the 30th highest two-bedroom Small Area FMR. Ocala, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,394 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.
ZIP code 34491 crosses more than one HUD area. HUD also lists it under Wildwood-The Villages, FL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,110 | $999 – $1,221 | $1,194 | $1,070 |
| 1 bedroom | $1,120 | $1,008 – $1,232 | $1,201 | $1,110 |
| 2 bedrooms | $1,300 | $1,170 – $1,430 | $1,394 | $1,300 |
| 3 bedrooms | $1,710 | $1,539 – $1,881 | $1,836 | $1,680 |
| 4 bedrooms | $1,800 | $1,620 – $1,980 | $1,925 | $1,840 |
A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $84,000 and the 80% low-income limit for four people is $67,200. ZIP code 34491 lies mainly in Marion County. See the Ocala, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 34491?
HUD's FY2027 Small Area Fair Market Rents for 34491 are $1,110 (studio), $1,120 (1 BR), $1,300 (2 BR), $1,710 (3 BR) and $1,800 (4 BR) a month.
What is the Section 8 payment standard in 34491?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34491 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 34491?
The FY2026 income limits of the Ocala, FL area apply: median family income $84,000, low-income (80%) limit $67,200 for a family of four.