Income Limits by County

FY2027 Small Area FMR · New Port Richey, FL

ZIP 34653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34653 (New Port Richey, FL) is $1,540 a month, down 7.8% from FY2026. That is 20% below the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$1,540per month ▼ 7.8%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area187thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,386
2 BR Small Area FMR$1,540
110% of SAFMR$1,694

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34653 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 34653 has the 187th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,386 and $1,694 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,280$1,152 – $1,408$1,597$1,350
1 bedroom$1,320$1,188 – $1,452$1,648$1,430
2 bedrooms$1,540$1,386 – $1,694$1,917$1,670
3 bedrooms$1,970$1,773 – $2,167$2,448$2,130
4 bedrooms$2,390$2,151 – $2,629$2,977$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,540 needs about $61,600 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 34653 lies mainly in Pasco County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34652New Port Richey3.4 mi$1,530
34668Port Richey3.7 mi$1,690
34690Holiday4.1 mi$1,560
34655New Port Richey4.4 mi$2,130
34654New Port Richey5.1 mi$1,930
34688Tarpon Springs6.7 mi$1,800

Questions

What is the Fair Market Rent for ZIP code 34653?

HUD's FY2027 Small Area Fair Market Rents for 34653 are $1,280 (studio), $1,320 (1 BR), $1,540 (2 BR), $1,970 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 34653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34653 that range is $1,386 to $1,694 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34653?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.