Income Limits by County

FY2027 Small Area FMR · Dunedin, FL

ZIP 34698 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34698 (Dunedin, FL) is $2,060 a month, up 4.6% from FY2026. That is 7% above the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$2,060per month ▲ 4.6%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area55thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,854
2 BR Small Area FMR$2,060
110% of SAFMR$2,266

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34698 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 34698 has the 55th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,854 and $2,266 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,720$1,548 – $1,892$1,597$1,590
1 bedroom$1,770$1,593 – $1,947$1,648$1,690
2 bedrooms$2,060$1,854 – $2,266$1,917$1,970
3 bedrooms$2,630$2,367 – $2,893$2,448$2,520
4 bedrooms$3,200$2,880 – $3,520$2,977$3,070

A household renting a two-bedroom home at the Small Area FMR of $2,060 needs about $82,400 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 34698 lies mainly in Pinellas County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34681Crystal Beach3.2 mi$2,050
33763Clearwater3.5 mi$1,750
34683Palm Harbor3.8 mi$2,050
33761Clearwater3.8 mi$2,140
33755Clearwater4.0 mi$1,690
34684Palm Harbor4.7 mi$2,070

Questions

What is the Fair Market Rent for ZIP code 34698?

HUD's FY2027 Small Area Fair Market Rents for 34698 are $1,720 (studio), $1,770 (1 BR), $2,060 (2 BR), $2,630 (3 BR) and $3,200 (4 BR) a month.

What is the Section 8 payment standard in 34698?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34698 that range is $1,854 to $2,266 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34698?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.