Income Limits by County

FY2027 Small Area FMR · Howey In The Hills, FL

ZIP 34737 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34737 (Howey In The Hills, FL) is $2,040 a month, down 2.9% from FY2026. That is 4% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$2,040per month ▼ 2.9%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area43rdof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,836
2 BR Small Area FMR$2,040
110% of SAFMR$2,244

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34737 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 34737 has the 43rd highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,836 and $2,244 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,730$1,557 – $1,903$1,658$1,760
1 bedroom$1,800$1,620 – $1,980$1,726$1,840
2 bedrooms$2,040$1,836 – $2,244$1,959$2,100
3 bedrooms$2,550$2,295 – $2,805$2,445$2,640
4 bedrooms$2,970$2,673 – $3,267$2,856$3,110

A household renting a two-bedroom home at the Small Area FMR of $2,040 needs about $81,600 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 34737 lies mainly in Lake County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34797Yalaha3.2 mi$2,040
34705Astatula4.7 mi$1,370
34715Clermont6.0 mi$2,340
32778Tavares6.9 mi$1,570
34748Leesburg7.4 mi$1,390
34729Ferndale7.5 mi$2,130

Questions

What is the Fair Market Rent for ZIP code 34737?

HUD's FY2027 Small Area Fair Market Rents for 34737 are $1,730 (studio), $1,800 (1 BR), $2,040 (2 BR), $2,550 (3 BR) and $2,970 (4 BR) a month.

What is the Section 8 payment standard in 34737?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34737 that range is $1,836 to $2,244 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34737?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.