Income Limits by County

FY2027 Small Area FMR · Kissimmee, FL

ZIP 34759 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34759 (Kissimmee, FL) is $2,080 a month, up 8.9% from FY2026. That is 29% above the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$2,080per month ▲ 8.9%
Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL
Rank in the area6thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,872
2 BR Small Area FMR$2,080
110% of SAFMR$2,288

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34759 sits in the Lakeland-Winter Haven, FL area

$1,350$2,800median $1,610

Of the 58 ZIP codes HUD lists for the area, 34759 has the 6th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,080 for this ZIP code instead.

ZIP code 34759 crosses more than one HUD area. HUD also lists it under Orlando-Kissimmee-Sanford, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,650$1,485 – $1,815$1,258$1,570
1 bedroom$1,750$1,575 – $1,925$1,338$1,590
2 bedrooms$2,080$1,872 – $2,288$1,608$1,910
3 bedrooms$2,820$2,538 – $3,102$2,212$2,550
4 bedrooms$3,400$3,060 – $3,740$2,688$3,130

A household renting a two-bedroom home at the Small Area FMR of $2,080 needs about $83,200 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 34759 lies mainly in Polk County and Osceola County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34758Kissimmee7.3 mi$2,100
34746Kissimmee9.3 mi$2,090
34772Saint Cloud10.3 mi$2,260
33844Haines City10.4 mi$1,450
33837Davenport12.0 mi$2,110
34769Saint Cloud12.5 mi$1,650

Questions

What is the Fair Market Rent for ZIP code 34759?

HUD's FY2027 Small Area Fair Market Rents for 34759 are $1,650 (studio), $1,750 (1 BR), $2,080 (2 BR), $2,820 (3 BR) and $3,400 (4 BR) a month.

What is the Section 8 payment standard in 34759?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34759 that range is $1,872 to $2,288 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34759?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.