FY2027 Small Area FMR · Winter Garden, FL
ZIP 34787 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34787 (Winter Garden, FL) is $2,400 a month, up 2.1% from FY2026. That is 23% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 34787 sits in the Orlando-Kissimmee-Sanford, FL area
Of the 154 ZIP codes HUD lists for the area, 34787 has the 7th highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,160 and $2,640 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,030 | $1,827 – $2,233 | $1,658 | $1,970 |
| 1 bedroom | $2,110 | $1,899 – $2,321 | $1,726 | $2,060 |
| 2 bedrooms | $2,400 | $2,160 – $2,640 | $1,959 | $2,350 |
| 3 bedrooms | $3,000 | $2,700 – $3,300 | $2,445 | $2,950 |
| 4 bedrooms | $3,500 | $3,150 – $3,850 | $2,856 | $3,480 |
A household renting a two-bedroom home at the Small Area FMR of $2,400 needs about $96,000 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 34787 lies mainly in Orange County and Lake County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 34787?
HUD's FY2027 Small Area Fair Market Rents for 34787 are $2,030 (studio), $2,110 (1 BR), $2,400 (2 BR), $3,000 (3 BR) and $3,500 (4 BR) a month.
What is the Section 8 payment standard in 34787?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34787 that range is $2,160 to $2,640 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 34787?
The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.