FY2027 Small Area FMR · Fort Pierce, FL

ZIP 34981 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34981 (Fort Pierce, FL) is $1,830 a month, up 10.2% from FY2026. That is 12% below the Port St. Lucie, FL area-wide FMR of $2,069.

2-bedroom SAFMR$1,830per month ▲ 10.2%

Area-wide 2 BR FMR$2,069Port St. Lucie, FL

Rank in the area25thof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,510▲ 10.2%

1 BR$1,520▲ 9.4%

2 BR$1,830▲ 10.2%

3 BR$2,480▲ 8.3%

4 BR$2,590▲ 6.1%

FY2027 FY2026

Where 34981 sits in the Port St. Lucie, FL area

Of the 37 ZIP codes HUD lists for the area, 34981 has the 25th highest two-bedroom Small Area FMR. Port St. Lucie, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,510	$1,359 – $1,661	$1,707	$1,370
1 bedroom	$1,520	$1,368 – $1,672	$1,718	$1,390
2 bedrooms	$1,830	$1,647 – $2,013	$2,069	$1,660
3 bedrooms	$2,480	$2,232 – $2,728	$2,801	$2,290
4 bedrooms	$2,590	$2,331 – $2,849	$2,924	$2,440

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $81,900. ZIP code 34981 lies mainly in St. Lucie County. See the Port St. Lucie, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34982	Fort Pierce	4.1 mi	$1,710
34947	Fort Pierce	4.1 mi	$1,640
34950	Fort Pierce	4.2 mi	$1,590
34986	Port Saint Lucie	5.0 mi	$2,210
34983	Port Saint Lucie	5.0 mi	$2,400
34949	Fort Pierce	6.7 mi	$2,120

Questions

What is the Fair Market Rent for ZIP code 34981?

HUD's FY2027 Small Area Fair Market Rents for 34981 are $1,510 (studio), $1,520 (1 BR), $1,830 (2 BR), $2,480 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 34981?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34981 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34981?

The FY2026 income limits of the Port St. Lucie, FL area apply: median family income $102,000, low-income (80%) limit $81,900 for a family of four.