Income Limits by County

FY2027 Small Area FMR · Port Saint Lucie, FL

ZIP 34985 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34985 (Port Saint Lucie, FL) is $2,070 a month, up 17.6% from FY2026. That is 0% equal to the Port St. Lucie, FL area-wide FMR of $2,069.

2-bedroom SAFMR$2,070per month ▲ 17.6%
Area-wide 2 BR FMR$2,069Port St. Lucie, FL
Rank in the area19thof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,863
2 BR Small Area FMR$2,070
110% of SAFMR$2,277

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34985 sits in the Port St. Lucie, FL area

$1,370$2,890median $2,070

Of the 37 ZIP codes HUD lists for the area, 34985 has the 19th highest two-bedroom Small Area FMR. Port St. Lucie, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,710$1,539 – $1,881$1,707$1,460
1 bedroom$1,720$1,548 – $1,892$1,718$1,470
2 bedrooms$2,070$1,863 – $2,277$2,069$1,760
3 bedrooms$2,800$2,520 – $3,080$2,801$2,420
4 bedrooms$2,930$2,637 – $3,223$2,924$2,580

A household renting a two-bedroom home at the Small Area FMR of $2,070 needs about $82,800 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $81,900. ZIP code 34985 lies mainly in St. Lucie County. See the Port St. Lucie, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34983Port Saint Lucie2.1 mi$2,400
34952Port Saint Lucie3.1 mi$2,240
34984Port Saint Lucie3.3 mi$2,650
34953Port Saint Lucie3.7 mi$2,690
34986Port Saint Lucie3.9 mi$2,210
34982Fort Pierce6.1 mi$1,710

Questions

What is the Fair Market Rent for ZIP code 34985?

HUD's FY2027 Small Area Fair Market Rents for 34985 are $1,710 (studio), $1,720 (1 BR), $2,070 (2 BR), $2,800 (3 BR) and $2,930 (4 BR) a month.

What is the Section 8 payment standard in 34985?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34985 that range is $1,863 to $2,277 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34985?

The FY2026 income limits of the Port St. Lucie, FL area apply: median family income $102,000, low-income (80%) limit $81,900 for a family of four.