Income Limits by County

FY2027 Small Area FMR · Childersburg, AL

ZIP 35044 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35044 (Childersburg, AL) is $950 a month, up 21.8% from FY2026. That is 3% below the Talladega County, AL area-wide FMR of $977.

2-bedroom SAFMR$950per month ▲ 21.8%
Area-wide 2 BR FMR$977Talladega County, AL
Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35044 sits in the Talladega County, AL area

$920$1,220median $960

Of the 13 ZIP codes HUD lists for the area, 35044 has the 9th highest two-bedroom Small Area FMR. Talladega County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $977 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$764$540
1 bedroom$780$702 – $858$799$650
2 bedrooms$950$855 – $1,045$977$780
3 bedrooms$1,250$1,125 – $1,375$1,281$1,060
4 bedrooms$1,250$1,125 – $1,375$1,286$1,070

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $76,100 and the 80% low-income limit for four people is $60,900. ZIP code 35044 lies mainly in Talladega County. See the Talladega County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35032Bon Air2.9 mi$960
35078Harpersville6.7 mi$990
35186Wilsonville7.5 mi$1,420
35150Sylacauga9.1 mi$960
35014Alpine10.3 mi$980
35149Sycamore11.2 mi$980

Questions

What is the Fair Market Rent for ZIP code 35044?

HUD's FY2027 Small Area Fair Market Rents for 35044 are $740 (studio), $780 (1 BR), $950 (2 BR), $1,250 (3 BR) and $1,250 (4 BR) a month.

What is the Section 8 payment standard in 35044?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35044 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35044?

The FY2026 income limits of the Talladega County, AL area apply: median family income $76,100, low-income (80%) limit $60,900 for a family of four.