FY2027 Small Area FMR · Cook Springs, AL

ZIP 35052 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35052 (Cook Springs, AL) is $1,330 a month, up 8.1% from FY2026. That is 3% below the Birmingham-Hoover, AL area-wide FMR of $1,375.

2-bedroom SAFMR$1,330per month ▲ 8.1%

Area-wide 2 BR FMR$1,375Birmingham-Hoover, AL

Rank in the area58thof 134 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197

2 BR Small Area FMR$1,330

110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,140▲ 15.2%

1 BR$1,220▲ 8.9%

2 BR$1,330▲ 8.1%

3 BR$1,670▲ 8.4%

4 BR$1,870▲ 7.5%

FY2027 FY2026

Where 35052 sits in the Birmingham-Hoover, AL area

Of the 134 ZIP codes HUD lists for the area, 35052 has the 58th highest two-bedroom Small Area FMR. Birmingham-Hoover, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,197 and $1,463 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,140	$1,026 – $1,254	$1,177	$990
1 bedroom	$1,220	$1,098 – $1,342	$1,263	$1,120
2 bedrooms	$1,330	$1,197 – $1,463	$1,375	$1,230
3 bedrooms	$1,670	$1,503 – $1,837	$1,727	$1,540
4 bedrooms	$1,870	$1,683 – $2,057	$1,941	$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 35052 lies mainly in St. Clair County. See the Birmingham-Hoover, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35004	Moody	4.9 mi	$1,740
35128	Pell City	4.9 mi	$1,480
35120	Odenville	5.3 mi	$1,250
35054	Cropwell	7.4 mi	$1,490
35125	Pell City	7.6 mi	$1,170
35112	Margaret	7.8 mi	$1,250

Questions

What is the Fair Market Rent for ZIP code 35052?

HUD's FY2027 Small Area Fair Market Rents for 35052 are $1,140 (studio), $1,220 (1 BR), $1,330 (2 BR), $1,670 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 35052?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35052 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35052?

The FY2026 income limits of the Birmingham-Hoover, AL area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.