FY2027 Small Area FMR · Mulga, AL

ZIP 35118 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35118 (Mulga, AL) is $1,210 a month, up 13.1% from FY2026. That is 12% below the Birmingham-Hoover, AL area-wide FMR of $1,375.

2-bedroom SAFMR$1,210per month ▲ 13.1%

Area-wide 2 BR FMR$1,375Birmingham-Hoover, AL

Rank in the area74thof 134 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▲ 19.5%

1 BR$1,110▲ 13.3%

2 BR$1,210▲ 13.1%

3 BR$1,520▲ 13.4%

4 BR$1,710▲ 12.5%

FY2027 FY2026

Where 35118 sits in the Birmingham-Hoover, AL area

Of the 134 ZIP codes HUD lists for the area, 35118 has the 74th highest two-bedroom Small Area FMR. Birmingham-Hoover, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,089 and $1,331 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,177	$870
1 bedroom	$1,110	$999 – $1,221	$1,263	$980
2 bedrooms	$1,210	$1,089 – $1,331	$1,375	$1,070
3 bedrooms	$1,520	$1,368 – $1,672	$1,727	$1,340
4 bedrooms	$1,710	$1,539 – $1,881	$1,941	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 35118 lies mainly in Jefferson County. See the Birmingham-Hoover, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35127	Pleasant Grove	4.2 mi	$1,600
35005	Adamsville	5.1 mi	$1,320
35023	Bessemer	5.1 mi	$1,420
35060	Docena	5.2 mi	$1,230
35224	Birmingham	5.3 mi	$1,210
35061	Dolomite	5.9 mi	$1,570

Questions

What is the Fair Market Rent for ZIP code 35118?

HUD's FY2027 Small Area Fair Market Rents for 35118 are $1,040 (studio), $1,110 (1 BR), $1,210 (2 BR), $1,520 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 35118?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35118 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35118?

The FY2026 income limits of the Birmingham-Hoover, AL area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.