Income Limits by County

FY2027 Small Area FMR · Bear Creek, AL

ZIP 35543 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35543 (Bear Creek, AL) is $1,080 a month, up 25.6% from FY2026. That is 17% above the Marion County, AL area-wide FMR of $921.

2-bedroom SAFMR$1,080per month ▲ 25.6%
Area-wide 2 BR FMR$921Marion County, AL
Rank in the area1stof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35543 sits in the Marion County, AL area

$920$1,080median $945

Of the 12 ZIP codes HUD lists for the area, 35543 has the 1st highest two-bedroom Small Area FMR. Marion County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$641$590
1 bedroom$870$783 – $957$738$660
2 bedrooms$1,080$972 – $1,188$921$860
3 bedrooms$1,500$1,350 – $1,650$1,275$1,150
4 bedrooms$1,810$1,629 – $1,991$1,539$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $72,100 and the 80% low-income limit for four people is $59,350. ZIP code 35543 lies mainly in Marion County. See the Marion County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35564Hackleburg6.0 mi$920
35581Phil Campbell10.6 mi$950
35548Brilliant10.7 mi$920
35577Natural Bridge10.9 mi$920
35565Haleyville11.3 mi$920
35570Hamilton13.8 mi$920

Questions

What is the Fair Market Rent for ZIP code 35543?

HUD's FY2027 Small Area Fair Market Rents for 35543 are $750 (studio), $870 (1 BR), $1,080 (2 BR), $1,500 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 35543?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35543 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35543?

The FY2026 income limits of the Marion County, AL area apply: median family income $72,100, low-income (80%) limit $59,350 for a family of four.