Income Limits by County

FY2027 Small Area FMR · Belk, AL

ZIP 35545 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35545 (Belk, AL) is $960 a month, up 17.1% from FY2026. That is 4% above the Fayette County, AL area-wide FMR of $921.

2-bedroom SAFMR$960per month ▲ 17.1%
Area-wide 2 BR FMR$921Fayette County, AL
Rank in the area9thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35545 sits in the Fayette County, AL area

$920$1,100median $1,010

Of the 11 ZIP codes HUD lists for the area, 35545 has the 9th highest two-bedroom Small Area FMR. Fayette County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$720$620
1 bedroom$820$738 – $902$802$700
2 bedrooms$960$864 – $1,056$921$820
3 bedrooms$1,310$1,179 – $1,441$1,275$1,130
4 bedrooms$1,400$1,260 – $1,540$1,368$1,210

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $68,600 and the 80% low-income limit for four people is $59,350. ZIP code 35545 lies mainly in Fayette County. See the Fayette County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35574Kennedy5.9 mi$1,100
35555Fayette6.9 mi$1,060
35592Vernon10.8 mi$920
35576Millport13.1 mi$1,050
35542Bankston15.6 mi$930
35458Elrod18.6 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 35545?

HUD's FY2027 Small Area Fair Market Rents for 35545 are $750 (studio), $820 (1 BR), $960 (2 BR), $1,310 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 35545?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35545 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35545?

The FY2026 income limits of the Fayette County, AL area apply: median family income $68,600, low-income (80%) limit $59,350 for a family of four.