FY2027 Small Area FMR · Ardmore, AL

ZIP 35739 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35739 (Ardmore, AL) is $1,180 a month, up 4.4% from FY2026. That is 12% below the Huntsville, AL area-wide FMR of $1,341.

2-bedroom SAFMR$1,180per month ▲ 4.4%

Area-wide 2 BR FMR$1,341Huntsville, AL

Rank in the area31stof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 10.7%

1 BR$1,030▲ 6.2%

2 BR$1,180▲ 4.4%

3 BR$1,530▲ 5.5%

4 BR$1,900▲ 7.3%

FY2027 FY2026

Where 35739 sits in the Huntsville, AL area

Of the 45 ZIP codes HUD lists for the area, 35739 has the 31st highest two-bedroom Small Area FMR. Huntsville, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,341 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$1,119	$840
1 bedroom	$1,030	$927 – $1,133	$1,177	$970
2 bedrooms	$1,180	$1,062 – $1,298	$1,341	$1,130
3 bedrooms	$1,530	$1,377 – $1,683	$1,735	$1,450
4 bedrooms	$1,900	$1,710 – $2,090	$2,241	$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $115,100 and the 80% low-income limit for four people is $92,100. ZIP code 35739 lies mainly in Limestone County and Madison County. See the Huntsville, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38449	Ardmore	5.2 mi	$1,220
35773	Toney	7.1 mi	$1,370
38455	Elkton	7.4 mi	$1,220
38488	Taft	8.9 mi	$1,000
35749	Harvest	10.3 mi	$1,630
38453	Dellrose	10.6 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 35739?

HUD's FY2027 Small Area Fair Market Rents for 35739 are $930 (studio), $1,030 (1 BR), $1,180 (2 BR), $1,530 (3 BR) and $1,900 (4 BR) a month.

What is the Section 8 payment standard in 35739?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35739 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35739?

The FY2026 income limits of the Huntsville, AL area apply: median family income $115,100, low-income (80%) limit $92,100 for a family of four.