FY2027 Small Area FMR · Gurley, AL
ZIP 35748 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35748 (Gurley, AL) is $1,180 a month, up 4.4% from FY2026. That is 12% below the Huntsville, AL area-wide FMR of $1,341.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 35748 sits in the Huntsville, AL area
Of the 45 ZIP codes HUD lists for the area, 35748 has the 31st highest two-bedroom Small Area FMR. Huntsville, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,341 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.
ZIP code 35748 crosses more than one HUD area. HUD also lists it under Jackson County, AL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $930 | $837 – $1,023 | $1,119 | $840 |
| 1 bedroom | $1,030 | $927 – $1,133 | $1,177 | $970 |
| 2 bedrooms | $1,180 | $1,062 – $1,298 | $1,341 | $1,130 |
| 3 bedrooms | $1,530 | $1,377 – $1,683 | $1,735 | $1,450 |
| 4 bedrooms | $1,900 | $1,710 – $2,090 | $2,241 | $1,770 |
A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $115,100 and the 80% low-income limit for four people is $92,100. ZIP code 35748 lies mainly in Madison County and Jackson County. See the Huntsville, AL metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 35748?
HUD's FY2027 Small Area Fair Market Rents for 35748 are $930 (studio), $1,030 (1 BR), $1,180 (2 BR), $1,530 (3 BR) and $1,900 (4 BR) a month.
What is the Section 8 payment standard in 35748?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35748 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 35748?
The FY2026 income limits of the Huntsville, AL area apply: median family income $115,100, low-income (80%) limit $92,100 for a family of four.