FY2027 Small Area FMR · Gadsden, AL

ZIP 35907 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35907 (Gadsden, AL) is $1,320 a month, up 4.8% from FY2026. That is 35% above the Gadsden, AL area-wide FMR of $975.

2-bedroom SAFMR$1,320per month ▲ 4.8%

Area-wide 2 BR FMR$975Gadsden, AL

Rank in the area1stof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188

2 BR Small Area FMR$1,320

110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▲ 5.7%

1 BR$1,120▲ 3.7%

2 BR$1,320▲ 4.8%

3 BR$1,670▲ 9.2%

4 BR$1,890▲ 6.8%

FY2027 FY2026

Where 35907 sits in the Gadsden, AL area

Of the 17 ZIP codes HUD lists for the area, 35907 has the 1st highest two-bedroom Small Area FMR. Gadsden, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $975 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$679	$870
1 bedroom	$1,120	$1,008 – $1,232	$830	$1,080
2 bedrooms	$1,320	$1,188 – $1,452	$975	$1,260
3 bedrooms	$1,670	$1,503 – $1,837	$1,235	$1,530
4 bedrooms	$1,890	$1,701 – $2,079	$1,397	$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $78,600 and the 80% low-income limit for four people is $62,900. ZIP code 35907 lies mainly in Etowah County. See the Gadsden, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35906	Rainbow City	5.1 mi	$1,170
35905	Gadsden	7.3 mi	$920
36279	Wellington	7.5 mi	$1,320
36271	Ohatchee	7.6 mi	$920
36250	Alexandria	11.0 mi	$1,190
35901	Gadsden	11.9 mi	$960

Questions

What is the Fair Market Rent for ZIP code 35907?

HUD's FY2027 Small Area Fair Market Rents for 35907 are $920 (studio), $1,120 (1 BR), $1,320 (2 BR), $1,670 (3 BR) and $1,890 (4 BR) a month.

What is the Section 8 payment standard in 35907?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35907 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35907?

The FY2026 income limits of the Gadsden, AL area apply: median family income $78,600, low-income (80%) limit $62,900 for a family of four.