FY2027 Small Area FMR · Mobile, AL
ZIP 36609 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36609 (Mobile, AL) is $1,160 a month, up 6.4% from FY2026. That is 2% above the Mobile, AL area-wide FMR of $1,139.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 36609 sits in the Mobile, AL area
Of the 50 ZIP codes HUD lists for the area, 36609 has the 14th highest two-bedroom Small Area FMR. Mobile, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,044 and $1,276 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $960 | $864 – $1,056 | $938 | $860 |
| 1 bedroom | $1,000 | $900 – $1,100 | $981 | $920 |
| 2 bedrooms | $1,160 | $1,044 – $1,276 | $1,139 | $1,090 |
| 3 bedrooms | $1,500 | $1,350 – $1,650 | $1,474 | $1,420 |
| 4 bedrooms | $1,590 | $1,431 – $1,749 | $1,565 | $1,450 |
A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 36609 lies mainly in Mobile County. See the Mobile, AL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 36609?
HUD's FY2027 Small Area Fair Market Rents for 36609 are $960 (studio), $1,000 (1 BR), $1,160 (2 BR), $1,500 (3 BR) and $1,590 (4 BR) a month.
What is the Section 8 payment standard in 36609?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36609 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 36609?
The FY2026 income limits of the Mobile, AL area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.