FY2027 Small Area FMR · Cottonton, AL
ZIP 36851 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36851 (Cottonton, AL) is $1,070 a month, up 7.0% from FY2026. That is 12% below the Columbus, GA-AL area-wide FMR of $1,212.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 36851 sits in the Columbus, GA-AL area
Of the 45 ZIP codes HUD lists for the area, 36851 has the 26th highest two-bedroom Small Area FMR. Columbus, GA-AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,212 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $910 | $819 – $1,001 | $1,026 | $800 |
| 1 bedroom | $930 | $837 – $1,023 | $1,053 | $850 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,212 | $1,000 |
| 3 bedrooms | $1,420 | $1,278 – $1,562 | $1,611 | $1,320 |
| 4 bedrooms | $1,660 | $1,494 – $1,826 | $1,876 | $1,610 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $85,800 and the 80% low-income limit for four people is $67,750. ZIP code 36851 lies mainly in Russell County. See the Columbus, GA-AL metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 36851?
HUD's FY2027 Small Area Fair Market Rents for 36851 are $910 (studio), $930 (1 BR), $1,070 (2 BR), $1,420 (3 BR) and $1,660 (4 BR) a month.
What is the Section 8 payment standard in 36851?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36851 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 36851?
The FY2026 income limits of the Columbus, GA-AL area apply: median family income $85,800, low-income (80%) limit $67,750 for a family of four.