FY2027 Small Area FMR · Five Points, AL
ZIP 36855 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36855 (Five Points, AL) is $990 a month, down 10.0% from FY2026. That is 9% below the Chambers County, AL area-wide FMR of $1,091.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 36855 sits in the Chambers County, AL area
Of the 10 ZIP codes HUD lists for the area, 36855 has the 8th highest two-bedroom Small Area FMR. Chambers County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $690 | $621 – $759 | $760 | $760 |
| 1 bedroom | $820 | $738 – $902 | $967 | $850 |
| 2 bedrooms | $990 | $891 – $1,089 | $1,091 | $1,100 |
| 3 bedrooms | $1,260 | $1,134 – $1,386 | $1,401 | $1,390 |
| 4 bedrooms | $1,320 | $1,188 – $1,452 | $1,434 | $1,460 |
A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $66,700 and the 80% low-income limit for four people is $59,350. ZIP code 36855 lies mainly in Chambers County and Troup County. See the Chambers County, AL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 36855?
HUD's FY2027 Small Area Fair Market Rents for 36855 are $690 (studio), $820 (1 BR), $990 (2 BR), $1,260 (3 BR) and $1,320 (4 BR) a month.
What is the Section 8 payment standard in 36855?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36855 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 36855?
The FY2026 income limits of the Chambers County, AL area apply: median family income $66,700, low-income (80%) limit $59,350 for a family of four.