FY2027 Small Area FMR · Lambert, MS
ZIP 38643 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38643 (Lambert, MS) is $930 a month, up 6.9% from FY2026. That is 3% above the Coahoma County, MS area-wide FMR of $905.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 38643 sits in the Coahoma County, MS area
Of the 11 ZIP codes HUD lists for the area, 38643 has the 4th highest two-bedroom Small Area FMR. Coahoma County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.
ZIP code 38643 crosses more than one HUD area. HUD also lists it under Panola County, MS (same figures), Quitman County, MS (same figures) and Tallahatchie County, MS (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $751 | $730 |
| 1 bedroom | $790 | $711 – $869 | $780 | $760 |
| 2 bedrooms | $930 | $837 – $1,023 | $905 | $870 |
| 3 bedrooms | $1,290 | $1,161 – $1,419 | $1,253 | $1,180 |
| 4 bedrooms | $1,550 | $1,395 – $1,705 | $1,451 | $1,460 |
A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $49,300 and the 80% low-income limit for four people is $57,600. ZIP code 38643 lies mainly in Quitman County and Tallahatchie County. See the Coahoma County, MS county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 38643?
HUD's FY2027 Small Area Fair Market Rents for 38643 are $780 (studio), $790 (1 BR), $930 (2 BR), $1,290 (3 BR) and $1,550 (4 BR) a month.
What is the Section 8 payment standard in 38643?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38643 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 38643?
The FY2026 income limits of the Coahoma County, MS area apply: median family income $49,300, low-income (80%) limit $57,600 for a family of four.