FY2027 Small Area FMR · Gunnison, MS

ZIP 38746 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38746 (Gunnison, MS) is $910 a month, up 7.1% from FY2026. That is 1% above the Bolivar County, MS area-wide FMR of $905.

2-bedroom SAFMR$910per month ▲ 7.1%

Area-wide 2 BR FMR$905Bolivar County, MS

Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819

2 BR Small Area FMR$910

110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▲ 6.2%

1 BR$690▲ 6.2%

2 BR$910▲ 7.1%

3 BR$1,180▲ 7.3%

4 BR$1,190▲ 0.8%

FY2027 FY2026

Where 38746 sits in the Bolivar County, MS area

Of the 18 ZIP codes HUD lists for the area, 38746 has the 12th highest two-bedroom Small Area FMR. Bolivar County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$687	$650
1 bedroom	$690	$621 – $759	$692	$650
2 bedrooms	$910	$819 – $1,001	$905	$850
3 bedrooms	$1,180	$1,062 – $1,298	$1,185	$1,100
4 bedrooms	$1,190	$1,071 – $1,309	$1,189	$1,180

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $54,100 and the 80% low-income limit for four people is $57,600. ZIP code 38746 lies mainly in Bolivar County. See the Bolivar County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38769	Rosedale	8.0 mi	$910
38774	Shelby	8.4 mi	$910
38740	Duncan	9.1 mi	$920
38781	Winstonville	9.5 mi	$910
72379	Snow Lake	9.9 mi	$910
72328	Crumrod	10.7 mi	$910

Questions

What is the Fair Market Rent for ZIP code 38746?

HUD's FY2027 Small Area Fair Market Rents for 38746 are $690 (studio), $690 (1 BR), $910 (2 BR), $1,180 (3 BR) and $1,190 (4 BR) a month.

What is the Section 8 payment standard in 38746?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38746 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 38746?

The FY2026 income limits of the Bolivar County, MS area apply: median family income $54,100, low-income (80%) limit $57,600 for a family of four.