FY2027 Small Area FMR · Blue Springs, MS
ZIP 38828 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38828 (Blue Springs, MS) is $910 a month, down 8.1% from FY2026. That is 13% below the Lee County, MS area-wide FMR of $1,044.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 38828 sits in the Lee County, MS area
Of the 17 ZIP codes HUD lists for the area, 38828 has the 14th highest two-bedroom Small Area FMR. Lee County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,044 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.
ZIP code 38828 crosses more than one HUD area. HUD also lists it under Pontotoc County, MS (same figures) and Union County, MS (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $921 | $830 |
| 1 bedroom | $830 | $747 – $913 | $924 | $840 |
| 2 bedrooms | $910 | $819 – $1,001 | $1,044 | $990 |
| 3 bedrooms | $1,140 | $1,026 – $1,254 | $1,319 | $1,250 |
| 4 bedrooms | $1,340 | $1,206 – $1,474 | $1,372 | $1,360 |
A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $75,700 and the 80% low-income limit for four people is $62,700. ZIP code 38828 lies mainly in Union County, Pontotoc County and Lee County. See the Lee County, MS county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 38828?
HUD's FY2027 Small Area Fair Market Rents for 38828 are $780 (studio), $830 (1 BR), $910 (2 BR), $1,140 (3 BR) and $1,340 (4 BR) a month.
What is the Section 8 payment standard in 38828?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38828 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 38828?
The FY2026 income limits of the Lee County, MS area apply: median family income $75,700, low-income (80%) limit $62,700 for a family of four.