FY2027 Small Area FMR · Derma, MS

ZIP 38839 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38839 (Derma, MS) is $910 a month, up 2.2% from FY2026. That is 1% above the Calhoun County, MS area-wide FMR of $905.

2-bedroom SAFMR$910per month ▲ 2.2%

Area-wide 2 BR FMR$905Calhoun County, MS

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819

2 BR Small Area FMR$910

110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$630▼ 6.0%

1 BR$690▲ 1.5%

2 BR$910▲ 2.2%

3 BR$1,190▼ 3.3%

4 BR$1,190▼ 7.0%

FY2027 FY2026

Where 38839 sits in the Calhoun County, MS area

Of the 13 ZIP codes HUD lists for the area, 38839 has the 9th highest two-bedroom Small Area FMR. Calhoun County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$630	$567 – $693	$630	$670
1 bedroom	$690	$621 – $759	$692	$680
2 bedrooms	$910	$819 – $1,001	$905	$890
3 bedrooms	$1,190	$1,071 – $1,309	$1,186	$1,230
4 bedrooms	$1,190	$1,071 – $1,309	$1,191	$1,280

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $66,300 and the 80% low-income limit for four people is $57,600. ZIP code 38839 lies mainly in Calhoun County. See the Calhoun County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38916	Calhoun City	3.9 mi	$910
38914	Big Creek	6.5 mi	$990
38878	Vardaman	7.4 mi	$910
38951	Pittsboro	8.2 mi	$1,250
39737	Bellefontaine	12.9 mi	$910
38915	Bruce	13.5 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 38839?

HUD's FY2027 Small Area Fair Market Rents for 38839 are $630 (studio), $690 (1 BR), $910 (2 BR), $1,190 (3 BR) and $1,190 (4 BR) a month.

What is the Section 8 payment standard in 38839?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38839 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 38839?

The FY2026 income limits of the Calhoun County, MS area apply: median family income $66,300, low-income (80%) limit $57,600 for a family of four.