Income Limits by County

FY2027 Small Area FMR · Madden, MS

ZIP 39109 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39109 (Madden, MS) is $1,000 a month, up 4.2% from FY2026. That is 0% equal to the Leake County, MS area-wide FMR of $1,003.

2-bedroom SAFMR$1,000per month ▲ 4.2%
Area-wide 2 BR FMR$1,003Leake County, MS
Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39109 sits in the Leake County, MS area

$910$1,100median $940

Of the 8 ZIP codes HUD lists for the area, 39109 has the 3rd highest two-bedroom Small Area FMR. Leake County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$843$810
1 bedroom$850$765 – $935$852$810
2 bedrooms$1,000$900 – $1,100$1,003$960
3 bedrooms$1,190$1,071 – $1,309$1,195$1,150
4 bedrooms$1,310$1,179 – $1,441$1,318$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $65,000 and the 80% low-income limit for four people is $57,600. ZIP code 39109 lies mainly in Leake County. See the Leake County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39189Walnut Grove6.3 mi$1,100
39359Sebastopol8.6 mi$990
39051Carthage9.9 mi$960
39057Conehatta14.4 mi$980
39365Union14.7 mi$910
39350Philadelphia15.2 mi$910

Questions

What is the Fair Market Rent for ZIP code 39109?

HUD's FY2027 Small Area Fair Market Rents for 39109 are $840 (studio), $850 (1 BR), $1,000 (2 BR), $1,190 (3 BR) and $1,310 (4 BR) a month.

What is the Section 8 payment standard in 39109?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39109 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39109?

The FY2026 income limits of the Leake County, MS area apply: median family income $65,000, low-income (80%) limit $57,600 for a family of four.