FY2027 Small Area FMR · Midnight, MS
ZIP 39115 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39115 (Midnight, MS) is $1,040 a month, up 7.2% from FY2026. That is 15% above the Humphreys County, MS area-wide FMR of $905.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 39115 sits in the Humphreys County, MS area
Of the 7 ZIP codes HUD lists for the area, 39115 has the 2nd highest two-bedroom Small Area FMR. Humphreys County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $870 | $783 – $957 | $761 | $840 |
| 1 bedroom | $950 | $855 – $1,045 | $829 | $890 |
| 2 bedrooms | $1,040 | $936 – $1,144 | $905 | $970 |
| 3 bedrooms | $1,310 | $1,179 – $1,441 | $1,148 | $1,290 |
| 4 bedrooms | $1,360 | $1,224 – $1,496 | $1,189 | $1,290 |
A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $42,200 and the 80% low-income limit for four people is $57,600. ZIP code 39115 lies mainly in Humphreys County. See the Humphreys County, MS county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 39115?
HUD's FY2027 Small Area Fair Market Rents for 39115 are $870 (studio), $950 (1 BR), $1,040 (2 BR), $1,310 (3 BR) and $1,360 (4 BR) a month.
What is the Section 8 payment standard in 39115?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39115 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 39115?
The FY2026 income limits of the Humphreys County, MS area apply: median family income $42,200, low-income (80%) limit $57,600 for a family of four.