FY2027 Small Area FMR · Natchez, MS

ZIP 39122 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39122 (Natchez, MS) is $910 a month, up 8.3% from FY2026. That is 1% above the Adams County, MS area-wide FMR of $905.

2-bedroom SAFMR$910per month ▲ 8.3%

Area-wide 2 BR FMR$905Adams County, MS

Rank in the area3rdof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819

2 BR Small Area FMR$910

110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 5.5%

1 BR$840▲ 9.1%

2 BR$910▲ 8.3%

3 BR$1,200▲ 8.1%

4 BR$1,200▲ 7.1%

FY2027 FY2026

Where 39122 sits in the Adams County, MS area

Of the 5 ZIP codes HUD lists for the area, 39122 has the 3rd highest two-bedroom Small Area FMR. Adams County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$761	$730
1 bedroom	$840	$756 – $924	$831	$770
2 bedrooms	$910	$819 – $1,001	$905	$840
3 bedrooms	$1,200	$1,080 – $1,320	$1,189	$1,110
4 bedrooms	$1,200	$1,080 – $1,320	$1,189	$1,120

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $61,600 and the 80% low-income limit for four people is $57,600. ZIP code 39122 lies mainly in Adams County. See the Adams County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39120	Natchez	4.5 mi	$920
71334	Ferriday	11.6 mi	$890
71326	Clayton	19.1 mi	$890
39661	Roxie	19.5 mi	$1,280
71373	Vidalia	20.9 mi	$1,060
39633	Crosby	21.9 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 39122?

HUD's FY2027 Small Area Fair Market Rents for 39122 are $770 (studio), $840 (1 BR), $910 (2 BR), $1,200 (3 BR) and $1,200 (4 BR) a month.

What is the Section 8 payment standard in 39122?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39122 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39122?

The FY2026 income limits of the Adams County, MS area apply: median family income $61,600, low-income (80%) limit $57,600 for a family of four.