Income Limits by County

FY2027 Small Area FMR · Raleigh, MS

ZIP 39153 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39153 (Raleigh, MS) is $910 a month, up 5.8% from FY2026. That is 1% above the Smith County, MS area-wide FMR of $905.

2-bedroom SAFMR$910per month ▲ 5.8%
Area-wide 2 BR FMR$905Smith County, MS
Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819
2 BR Small Area FMR$910
110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39153 sits in the Smith County, MS area

$910$1,380median $920

Of the 13 ZIP codes HUD lists for the area, 39153 has the 9th highest two-bedroom Small Area FMR. Smith County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$761$730
1 bedroom$770$693 – $847$769$770
2 bedrooms$910$819 – $1,001$905$860
3 bedrooms$1,080$972 – $1,188$1,078$1,080
4 bedrooms$1,190$1,071 – $1,309$1,189$1,170

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $75,900 and the 80% low-income limit for four people is $60,700. ZIP code 39153 lies mainly in Smith County. See the Smith County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39116Mize10.6 mi$1,230
39152Pulaski12.5 mi$1,020
39422Bay Springs14.8 mi$910
39168Taylorsville15.4 mi$910
39338Louin15.7 mi$920
39111Magee16.8 mi$920

Questions

What is the Fair Market Rent for ZIP code 39153?

HUD's FY2027 Small Area Fair Market Rents for 39153 are $760 (studio), $770 (1 BR), $910 (2 BR), $1,080 (3 BR) and $1,190 (4 BR) a month.

What is the Section 8 payment standard in 39153?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39153 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39153?

The FY2026 income limits of the Smith County, MS area apply: median family income $75,900, low-income (80%) limit $60,700 for a family of four.