FY2027 Small Area FMR · Sandy Hook, MS
ZIP 39478 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39478 (Sandy Hook, MS) is $1,240 a month, up 31.9% from FY2026. That is 31% above the Marion County, MS area-wide FMR of $949.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 39478 sits in the Marion County, MS area
Of the 8 ZIP codes HUD lists for the area, 39478 has the 1st highest two-bedroom Small Area FMR. Marion County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $949 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.
ZIP code 39478 crosses more than one HUD area. HUD also lists it under Walthall County, MS (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $798 | $740 |
| 1 bedroom | $1,060 | $954 – $1,166 | $807 | $740 |
| 2 bedrooms | $1,240 | $1,116 – $1,364 | $949 | $940 |
| 3 bedrooms | $1,480 | $1,332 – $1,628 | $1,131 | $1,130 |
| 4 bedrooms | $1,780 | $1,602 – $1,958 | $1,472 | $1,440 |
A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $55,700 and the 80% low-income limit for four people is $57,600. ZIP code 39478 lies mainly in Marion County and Walthall County. See the Marion County, MS county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 39478?
HUD's FY2027 Small Area Fair Market Rents for 39478 are $1,050 (studio), $1,060 (1 BR), $1,240 (2 BR), $1,480 (3 BR) and $1,780 (4 BR) a month.
What is the Section 8 payment standard in 39478?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39478 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 39478?
The FY2026 income limits of the Marion County, MS area apply: median family income $55,700, low-income (80%) limit $57,600 for a family of four.