Income Limits by County

FY2027 Small Area FMR · Sontag, MS

ZIP 39665 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39665 (Sontag, MS) is $950 a month, up 5.6% from FY2026. That is 5% above the Lawrence County, MS area-wide FMR of $905.

2-bedroom SAFMR$950per month ▲ 5.6%
Area-wide 2 BR FMR$905Lawrence County, MS
Rank in the area5thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39665 sits in the Lawrence County, MS area

$910$1,040median $950

Of the 9 ZIP codes HUD lists for the area, 39665 has the 5th highest two-bedroom Small Area FMR. Lawrence County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

ZIP code 39665 crosses more than one HUD area. HUD also lists it under Lincoln County, MS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$761$700
1 bedroom$780$702 – $858$769$700
2 bedrooms$950$855 – $1,045$905$900
3 bedrooms$1,210$1,089 – $1,331$1,185$1,140
4 bedrooms$1,240$1,116 – $1,364$1,189$1,190

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $57,800 and the 80% low-income limit for four people is $57,600. ZIP code 39665 lies mainly in Lawrence County and Lincoln County. See the Lawrence County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39654Monticello8.0 mi$910
39663Silver Creek10.6 mi$910
39140Newhebron13.3 mi$1,040
39191Wesson13.5 mi$1,040
39078Georgetown16.3 mi$910
39601Brookhaven16.4 mi$930

Questions

What is the Fair Market Rent for ZIP code 39665?

HUD's FY2027 Small Area Fair Market Rents for 39665 are $770 (studio), $780 (1 BR), $950 (2 BR), $1,210 (3 BR) and $1,240 (4 BR) a month.

What is the Section 8 payment standard in 39665?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39665 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39665?

The FY2026 income limits of the Lawrence County, MS area apply: median family income $57,800, low-income (80%) limit $57,600 for a family of four.