FY2027 Small Area FMR · Columbus, MS

ZIP 39705 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39705 (Columbus, MS) is $1,070 a month, up 3.9% from FY2026. That is 15% above the Lowndes County, MS area-wide FMR of $931.

2-bedroom SAFMR$1,070per month ▲ 3.9%

Area-wide 2 BR FMR$931Lowndes County, MS

Rank in the area1stof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▲ 4.5%

1 BR$920▲ 4.5%

2 BR$1,070▲ 3.9%

3 BR$1,470▲ 4.3%

4 BR$1,490■ 0.0%

FY2027 FY2026

Where 39705 sits in the Lowndes County, MS area

Of the 12 ZIP codes HUD lists for the area, 39705 has the 1st highest two-bedroom Small Area FMR. Lowndes County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $931 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$798	$880
1 bedroom	$920	$828 – $1,012	$803	$880
2 bedrooms	$1,070	$963 – $1,177	$931	$1,030
3 bedrooms	$1,470	$1,323 – $1,617	$1,278	$1,410
4 bedrooms	$1,490	$1,341 – $1,639	$1,298	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $75,500 and the 80% low-income limit for four people is $60,650. ZIP code 39705 lies mainly in Lowndes County. See the Lowndes County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39766	Steens	7.4 mi	$1,010
39746	Hamilton	11.2 mi	$920
39702	Columbus	11.6 mi	$910
39740	Caledonia	12.1 mi	$910
39753	Mayhew	13.6 mi	$930
39701	Columbus	13.9 mi	$910

Questions

What is the Fair Market Rent for ZIP code 39705?

HUD's FY2027 Small Area Fair Market Rents for 39705 are $920 (studio), $920 (1 BR), $1,070 (2 BR), $1,470 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 39705?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39705 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39705?

The FY2026 income limits of the Lowndes County, MS area apply: median family income $75,500, low-income (80%) limit $60,650 for a family of four.