FY2027 Small Area FMR · Cedarbluff, MS

ZIP 39741 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39741 (Cedarbluff, MS) is $910 a month, up 1.1% from FY2026. That is 1% above the Clay County, MS area-wide FMR of $905.

2-bedroom SAFMR$910per month ▲ 1.1%

Area-wide 2 BR FMR$905Clay County, MS

Rank in the area7thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819

2 BR Small Area FMR$910

110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 5.6%

1 BR$770▲ 4.1%

2 BR$910▲ 1.1%

3 BR$1,130▼ 7.4%

4 BR$1,510▲ 4.9%

FY2027 FY2026

Where 39741 sits in the Clay County, MS area

Of the 9 ZIP codes HUD lists for the area, 39741 has the 7th highest two-bedroom Small Area FMR. Clay County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$761	$720
1 bedroom	$770	$693 – $847	$769	$740
2 bedrooms	$910	$819 – $1,001	$905	$900
3 bedrooms	$1,130	$1,017 – $1,243	$1,131	$1,220
4 bedrooms	$1,510	$1,359 – $1,661	$1,513	$1,440

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $60,700 and the 80% low-income limit for four people is $57,600. ZIP code 39741 lies mainly in Clay County. See the Clay County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39755	Pheba	6.2 mi	$950
39773	West Point	10.1 mi	$920
39756	Prairie	10.5 mi	$920
39750	Maben	11.6 mi	$910
39751	Mantee	13.5 mi	$910
39776	Woodland	13.7 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 39741?

HUD's FY2027 Small Area Fair Market Rents for 39741 are $760 (studio), $770 (1 BR), $910 (2 BR), $1,130 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 39741?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39741 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39741?

The FY2026 income limits of the Clay County, MS area apply: median family income $60,700, low-income (80%) limit $57,600 for a family of four.