FY2027 Small Area FMR · Cairo, GA

ZIP 39827 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39827 (Cairo, GA) is $1,080 a month, up 0.9% from FY2026. That is 8% above the Grady County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,080per month ▲ 0.9%

Area-wide 2 BR FMR$1,002Grady County, GA

Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 1.2%

1 BR$830▲ 1.2%

2 BR$1,080▲ 0.9%

3 BR$1,480■ 0.0%

4 BR$1,690▲ 3.0%

FY2027 FY2026

Where 39827 sits in the Grady County, GA area

Of the 8 ZIP codes HUD lists for the area, 39827 has the 3rd highest two-bedroom Small Area FMR. Grady County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$761	$810
1 bedroom	$830	$747 – $913	$766	$820
2 bedrooms	$1,080	$972 – $1,188	$1,002	$1,070
3 bedrooms	$1,480	$1,332 – $1,628	$1,369	$1,480
4 bedrooms	$1,690	$1,521 – $1,859	$1,571	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $62,550. ZIP code 39827 lies mainly in Grady County. See the Grady County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39897	Whigham	7.5 mi	$1,000
39828	Cairo	9.7 mi	$1,040
31773	Ochlocknee	9.8 mi	$1,120
31779	Pelham	11.1 mi	$1,040
39834	Climax	13.6 mi	$1,000
31765	Meigs	14.5 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 39827?

HUD's FY2027 Small Area Fair Market Rents for 39827 are $820 (studio), $830 (1 BR), $1,080 (2 BR), $1,480 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 39827?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39827 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39827?

The FY2026 income limits of the Grady County, GA area apply: median family income $78,200, low-income (80%) limit $62,550 for a family of four.