FY2027 Small Area FMR · Cedar Springs, GA

ZIP 39832 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39832 (Cedar Springs, GA) is $1,000 a month, up 3.1% from FY2026. That is 0% equal to the Early County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$1,002Early County, GA

Rank in the area6thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 3.8%

1 BR$920▲ 3.4%

2 BR$1,000▲ 3.1%

3 BR$1,390▲ 12.1%

4 BR$1,530▲ 14.2%

FY2027 FY2026

Where 39832 sits in the Early County, GA area

Of the 8 ZIP codes HUD lists for the area, 39832 has the 6th highest two-bedroom Small Area FMR. Early County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$812	$780
1 bedroom	$920	$828 – $1,012	$920	$890
2 bedrooms	$1,000	$900 – $1,100	$1,002	$970
3 bedrooms	$1,390	$1,251 – $1,529	$1,387	$1,240
4 bedrooms	$1,530	$1,377 – $1,683	$1,532	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $64,400 and the 80% low-income limit for four people is $61,600. ZIP code 39832 lies mainly in Early County. See the Early County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39861	Jakin	4.0 mi	$1,000
36370	Pansey	7.5 mi	$920
36343	Gordon	9.3 mi	$970
36312	Ashford	11.8 mi	$920
39823	Blakely	12.2 mi	$1,010
36319	Columbia	12.7 mi	$920

Questions

What is the Fair Market Rent for ZIP code 39832?

HUD's FY2027 Small Area Fair Market Rents for 39832 are $810 (studio), $920 (1 BR), $1,000 (2 BR), $1,390 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 39832?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39832 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39832?

The FY2026 income limits of the Early County, GA area apply: median family income $64,400, low-income (80%) limit $61,600 for a family of four.