FY2027 Small Area FMR · Mackville, KY
ZIP 40040 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40040 (Mackville, KY) is $1,350 a month, down 1.5% from FY2026. That is 44% above the Washington County, KY area-wide FMR of $939.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 40040 sits in the Washington County, KY area
Of the 11 ZIP codes HUD lists for the area, 40040 has the 1st highest two-bedroom Small Area FMR. Washington County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $939 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $960 | $864 – $1,056 | $671 | $980 |
| 1 bedroom | $1,030 | $927 – $1,133 | $718 | $1,040 |
| 2 bedrooms | $1,350 | $1,215 – $1,485 | $939 | $1,370 |
| 3 bedrooms | $1,870 | $1,683 – $2,057 | $1,300 | $1,810 |
| 4 bedrooms | $1,930 | $1,737 – $2,123 | $1,343 | $1,950 |
A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $83,500 and the 80% low-income limit for four people is $67,700. ZIP code 40040 lies mainly in Washington County. See the Washington County, KY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 40040?
HUD's FY2027 Small Area Fair Market Rents for 40040 are $960 (studio), $1,030 (1 BR), $1,350 (2 BR), $1,870 (3 BR) and $1,930 (4 BR) a month.
What is the Section 8 payment standard in 40040?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40040 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 40040?
The FY2026 income limits of the Washington County, KY area apply: median family income $83,500, low-income (80%) limit $67,700 for a family of four.